How Much Should You Budget for a New Roof?
One of the most stressful parts of homeownership is the “mystery price.” You know you need a new roof, but you are afraid to call a contractor because you don’t want a high-pressure sales pitch just to find out it costs $15,000.
At SNS Roofing, we believe in transparency. That is why we offer our Instant Roof Replacement Cost Estimator. No sales calls, no waiting—just enter your address and get a satellite-measured estimate in seconds.
The “Real World” Cost of a Roof in Peoria
While the calculator above gives you a great starting point, the final price of a roof replacement cost depends on factors that a satellite can’t always see. In Central Illinois, a typical residential roof replacement generally falls between $8,000 and $20,000, but here is what actually drives that number up or down.
1. The “Tear-Off” Factor
Many older homes in Peoria still have two (or even three) layers of old shingles.
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The Rule: Illinois code requires us to strip the roof down to the wood deck.
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The Cost: If you have multiple layers to remove, the labor and disposal fees increase because we are hauling away double the weight.
2. Pitch (Steepness)
A “walkable” ranch-style roof is cheaper to install than a steep Victorian roof in the Uplands.
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Why: Steep roofs require safety harnesses, toe-boards, and slower movements. The more dangerous the roof, the higher the labor cost.
3. Material Choice
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3-Tab Shingles: The most affordable option, but they have lower wind ratings.
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Architectural Shingles: The standard for Peoria homes. They cost slightly more but last longer and look better.
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Metal/Stone Coated Steel: These can cost 2-3x more than asphalt but offer a 50+ year lifespan.
4. The “Hidden” Wood Rot
Satellite estimators assume your roof deck (the plywood underneath) is perfect.
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The Reality: Once we tear off the old shingles, we often find rotted wood from years of leaks. We charge a small fee per sheet of plywood to replace this, ensuring your new nails actually hold.
Does Insurance Cover It?
If your roof was damaged by a recent storm (hail or wind), you might only be responsible for your deductible.
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Important: The estimator above shows the Retail Price. If you have an insurance claim, the price is determined by the insurance adjuster’s software (Xactimate).
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Visit our Public Adjuster page to learn how we help navigate claims.
Financing is Available
Don’t let the roof replacement cost scare you into waiting. A leaking roof will rot your framing, costing thousands more in structural repairs. We offer flexible financing plans starting as low as $99/month, allowing you to protect your home now and pay over time.
Ready for an Exact Penny Quote?
The estimator above is a fantastic “ballpark” tool. But to give you a guaranteed price, we need to inspect the flashing, attic ventilation, and decking.
Contact SNS Roofing today for your verified, on-site inspection.
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